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Decision flow in a buy-sell transaction

Both the buyer and seller have the same question in mind: What is this business worth? This is where information becomes king! You can never have too much information when making a decision like buying or selling your small business.

Most people see the worth of a business as the total value of equipment and fixtures, inventory, buildings and land. These are definitely important, but the sum of these values does not equal the value of the business. Continuing with our buyer and seller from last week, Bill probably paid a fir price for equipment, fixtures, and the like, but ...

July 18, 2008 | By Dr. Maureen Stephenson | Business Columns


How does divorce impact business owners?

Many business owners understand that if they divorce their spouses, they may have some liability to pay spousal support. But did you know that you also may have to buy your spouse out of your business?

July 17, 2008 | By April Oliver | Business Columns


Five mistakes to avoid when planning your retirement

A recent article in the May 12 issue of U.S. News & World Report addressed the mistakes people make when the market is very volatile and discouraging like we are experiencing these days. Even people with

July 17, 2008 | By Jim Lentini | Business Columns


Why should we add you to our payroll?

Dear Job Seeker:

We have posted this letter on the company's Web site and it is also available to individuals who come to our office and ask our receptionist if we are accepting applications.

July 15, 2008 | By Kenneth W. Keller | Business Columns


Thoughts to ponder when buying, selling a small business

The advantage to my readers of my column is that you get the benefits from either what I'm currently doing or the research brought about by a reader's query. Today's column is a result of the latter.

When one of my readers asked for information about selling a business, I realized that this wasn't something I was familiar with so it entailed doing some research. What follows is a part of that research that might prove useful to some other entrepreneurs that follow my column.

July 11, 2008 | By Dr. Maureen Stephenson Know the Score | Business Columns


How do you know if you can afford to retire?

An index that measures the percentage of households at risk of being financially ill-equipped for retirement was launched in Washington D.C. in June, 2006. It was touted as the most comprehensive measure of its kind by many in the financial world.

July 10, 2008 | By Jim Lentini | Business Columns


Four commitments a leader should make

In good times and more challenging times, leaders have to stand for something. Here are the four commitments a leader needs to make for themselves and the people they are responsible for:

July 09, 2008 | By Kenneth W. Keller | Business Columns


Advantages of Internet banking abound

Now that you have followed all the directions for doing your "due diligence" making sure your Internet banking company is legitimate, let's look at the advantages:

July 04, 2008 | By Dr. Maureen Stephenson | Business Columns


Be aware of new cell phone rules for drivers

Two new laws dealing with the use of wireless telephones while driving go into effect July 1.

July 03, 2008 | By Kevin Yeam | Business Columns


Inherited IRAs

When an IRA owner dies, a designated beneficiary, who is an individual, can establish an inherited IRA and start taking required minimum distributions (RMDs) over the beneficiary's own life expectancy. By spreading out the death benefit, a beneficiary can reduce current income tax liability by not taking a lump-sum distribution and will enjoy continued tax deferral on the asset s remaining in the inherited IRA.

July 03, 2008 | By Jim Lentini | Business Columns


New law provides tax break for buying business equipment

Are you thinking of buying business equipment this year? If so, you'll be happy to know the Economic

July 02, 2008 | By Julie Sturgeon | Business Columns


Are you managing when you should be coaching?

I grew up watching John Madden coach the Oakland Raiders. In an era when most NFL teams had thick binders filled with rules and associated penalties for players, Madden went the other way.

July 01, 2008 | BY Kenneth W. Keller | Business Columns


Internet banking: The latest hoopla

It seems that we've all gotten so busy that "clicks to bricks" (what Internet banking is called) has become the way to go. There are many entrepreneurs who are still a bit skeptical about it, so I decided that I'd give you the scoop.

June 27, 2008 | By Dr. Maureen Stephenson | Business Columns


‘... If you watch the pennies ...’

It is always a good time to keep an eye on costs in an organization. Financial reporting is a great way to look back on what happened; it is more important to look forward to see what can be proactively addressed.

June 24, 2008 | By Kenneth W. Keller | Business Columns


Living trusts not just for the wealthy

Imagine if your kids go to the bank to get their inheritance after you die, and the bank won't give them the money unless they go to court for months and spend thousands of dollars in probate fees. Imagine if you give all your money to your spouse after you die, but then the government steps in and takes a huge chunk of your assets that were intended for your heirs.

June 19, 2008 | By Robert Mansour | Business Columns


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Articles by Section - Business Columns


Ken Keller: Are you having fun?

I've always liked watching team sports. Sometimes you don't even have to be watching a game to know how things are going. You simply have to listen. You can hear the winners.

June 01, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Kari Aaver: Employment resources

Not yet using LinkedIn to help you find qualified professionals? You should be.

May 28, 2014 | By Kari Aaver Business Column | Business Columns


Ken Keller: My trees, your people and lessons learned

When we moved into our home, a row of six tall and bushy pine trees provided ample shade and privacy for our back yard.

May 25, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Ken Keller: Why employees leave for greener pastures

Forbes reported that millions of employed Americans are switching employers each month.

May 18, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Janice France-Pettit: Financial spring cleaning

Spring is here and many of us are busy cleaning out closets and dusting the cobwebs that may have accumulated during the winter. While you are taking on spring cleaning projects, consider taking a fresh look at your finances.

May 14, 2014 | By Janice France-Pettit Union Bank | Business Columns


Time to revisit your pricing

If there is one thing that makes me angry, it is the statement stuffed into my cable television bill telling me that the price I have to pay has gone up.

May 12, 2014 | By Ken Keller Brain Food for Business Owners | Business Columns


Ken Keller: We should all be so lucky

This past week I watched Brian Tracy's video "Success is a Journey" a total of five times as I facilitated client orientations.

May 03, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Janice France-Pettit:Use your tax refund wisely

If you are one of the millions of Americans receiving a refund this year, following are several ways to put your refund to work.

April 30, 2014 | By Janice France-Pettit Union Bank | Business Columns


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