One of the biggest myths offered by the California insurance industry to justify its eliminating your legal right is the need to control the "litigation explosion" under which we are supposedly burdened. It is simply not true.
If you are concerned about the rising cost of health care and what its escalating cost will do to your retirement plans, you are not alone.
Everyone makes mistakes. If we are smart, we can learn from our mistakes. With luck, we can learn from other people's mistakes too. In the current financial problems affecting our retirement assets, and our hesitancy to be in the market, following are some common pitfalls to avoid with your retirement savings plan at work.
Floods, droughts, hurricanes, severe storms, landslides, ice, snow and wildfires are all natural disasters that can cause devastation when it comes to your business. What do you do if your business is destroyed by a natural disaster? Who do you turn to? How can you prepare now to prevent hardship later?
California's Family Code requires that when there are contested custody or visitation issues regarding minor children, the parties must attempt to resolve their disputes through mediation before going to court to litigate the issue.
On many playgrounds, you will often hear the phrase "that's not fair." Those three words also have a huge impact in dispute resolution. That is because the principle of fairness is often overlooked.
My normal column provides practical advice and counsel to those in business, but there are occasions when it is important to stop and take a broader, more personal look at the world of work.
Twenty-five years ago, Costco opened its first warehouse store. At that time in the retail industry, selling annual memberships for the privilege of buying things was almost unheard of. The company has since grown to 544 locations in seven countries, employing 142,000 people and has annual revenue of $72.5 billion.
I do believe most of us are ready for 2008 to end and see some better New Year's resolutions in 2009, especially from our financial markets. Everyone I know is tired of seeing their 401(k) plan look like a 201(k).
An increasing number of Americans believe that a comfortable retirement may be beyond their reach.
As we approach year-end, there's still time to take action to lower your 2008 tax bill and add to your tax-advantaged retirement accounts. Listed below are a few ideas to get you started. This is by no means an exhaustive list.
In my most recent columns we've covered issues about improving your business and marketing, but today let's start right at the beginning.
It makes us, or it mars us, think on that,
As we all should be aware by now, the state of California finally has a budget for the 2008-2009 fiscal year. But have you had a chance to get into the details of how the state was able to raise revenues to cover its persistent budget deficit?
It's that time of the year again - property tax time.
If you haven't noticed, the airways are filled with advertisements to join a gym to get into shape or to start a diet.
While most financial experts agree that saving should be a part of every household budget, many Americans admit that they aren't prepared financially for life's unexpected challenges and emergencies.
Tomorrow is Monday, January 6, and people will be back to work. Hopefully, the company plan for 2014 has been nailed down and assignments to key result areas are known and responsibilities for achievement assigned.
Most individuals have read numerous articles on how to prepare for an interview as a job candidate. However, as an entrepreneur or hiring manager, how much time have you spent improving your skill set to effectively screen applicants and conduct interviews to optimize your potential to select the best candidate? If you're like most entrepreneurs or managers, your answer to that question with be somewhere between little and none.
Tens of thousands of owners who once again have equity in their homes have much to be grateful for as 2014 dawns.
As the year comes to a close, it is appropriate to look back and ask why some businesses have survived and others went by the wayside; and to understand why some businesses have done well.
Most of the business owners I know are either finishing up a solid year and want to continue the good times into 2014, or they had a less than stellar year and want a different ending a year from now. Which is it for you?
If voters get their way the 30-year home loan will be here to stay, yet retention of what has been an invaluable tool in building the nation's middle class while opening home ownership to generations of citizens may now be more a function of politics than economics.
Business owners are busy this time of year but being asked to answer tough questions is an essential part of success. This list will start the process of evaluating how 2013 was for you and your business.
Business owners and leaders often stray too close to a situation to see the entire picture. One of the responsibilities as a Trusted Advisor is to observe what is happening from a vantage point to provide a fresh perspective to clients that may not be otherwise noticed.