There is tremendous uncertainty among business owners these days. The confidence of many is shattered and for many others, it is wavering, on the verge of being broken.
There are not many individuals and businesses that haven't seen their incomes and retirement plans shrinking due to our current crisis.
Author Michael Jeffreys personally interviewed 15 top motivational gurus in 1997 for his book.
It used to be, when a person died and the will was read, it was the last word.
As tough times abound in this economy, many of our Santa Clarita Valley bankers are hearing this familiar question: "How can I start saving if most of my money goes toward bills?"
As we enter the fifth season of the year, tax season, getting yourself organized and prepared now will save a lot of agony later.
The sign on the window said it all: "Gone out of business - we forgot what business we were in!"
The year 2008 was one of the most challenging years I have witnessed during my 46 years in the insurance and investment business.
There are three stages people go through when they lose their job: anger, resentment and finally determination. These are the same feelings that a person goes through with any loss such as divorce, separation and death of a loved. The point is, "How do I move on?"
In today's world, e-mail has become the preferred method of communication, not only between friends and family, but also between businesspeople, educators, administrators, lawyers and other professionals.
With the real estate and stock markets in meltdown mode for the past year, there is real financial panic and despair permeating the air right now.
Jack Welch, the former head of GE, co-writes a weekly column for Business Week magazine. Sometimes the "Dear Abby" format is used, when someone sends in a question and Welch, together with his wife Suzy, provides answers and thought-provoking perspective.
Today Americans are living longer and more vivacious lives.
Our small business bankers, like those at other banks, are hearing two main concerns from customers these days: They want to know what it takes to obtain loans, and they want help managing expenses and cash flow.
As most business owners are acutely aware, 2008 witnessed unprecedented freefall dips in the global economy.
While most financial experts agree that saving should be a part of every household budget, many Americans admit that they aren't prepared financially for life's unexpected challenges and emergencies.
Tomorrow is Monday, January 6, and people will be back to work. Hopefully, the company plan for 2014 has been nailed down and assignments to key result areas are known and responsibilities for achievement assigned.
Most individuals have read numerous articles on how to prepare for an interview as a job candidate. However, as an entrepreneur or hiring manager, how much time have you spent improving your skill set to effectively screen applicants and conduct interviews to optimize your potential to select the best candidate? If you're like most entrepreneurs or managers, your answer to that question with be somewhere between little and none.
Tens of thousands of owners who once again have equity in their homes have much to be grateful for as 2014 dawns.
As the year comes to a close, it is appropriate to look back and ask why some businesses have survived and others went by the wayside; and to understand why some businesses have done well.
Most of the business owners I know are either finishing up a solid year and want to continue the good times into 2014, or they had a less than stellar year and want a different ending a year from now. Which is it for you?
If voters get their way the 30-year home loan will be here to stay, yet retention of what has been an invaluable tool in building the nation's middle class while opening home ownership to generations of citizens may now be more a function of politics than economics.
Business owners are busy this time of year but being asked to answer tough questions is an essential part of success. This list will start the process of evaluating how 2013 was for you and your business.
Business owners and leaders often stray too close to a situation to see the entire picture. One of the responsibilities as a Trusted Advisor is to observe what is happening from a vantage point to provide a fresh perspective to clients that may not be otherwise noticed.