Obtaining a loan in this economic climate may seem difficult.
Generally in divorce or paternity cases (cases where there is a child(ren) but no marriage), the parties battle over custody and/or visitation.
These days, small businesses need an Internet presence. Today's customers expect a company to have a well-designed Web site that provides product information and details about services. If you're a small business owner who can sell at least some products online, customers will often reward you with increased revenue and word-of-mouth advertising.
No matter where you thought you were on the road to retirement, chances are the recent meltdown of the economy has been a setback for you.
During these challenging economic times, online banking can provide Santa Clarita Valley residents an efficient and simple way to monitor and manage your finances seven days a week.
One of the most important skills any successful nonprofit organization must develop is the ability to raise capital through fundraising events. Fundraising events are even more important in today's tough economy as many nonprofit organizations and charities struggle to survive amid the decline of charitable contributions by both private and corporate donors.
The IRS uses "audit anxiety" to help taxpayers be honest on their tax returns. Some people don't even claim all of their deductions out of fear of audit. We have an obligation to pay our fair share of taxes but we don't need to tip the government by not claiming all appropriate deductions. With the government hurting for money, they are trying to collect every penny they can. Here are some things that interest the IRS.
People who own businesses make mistakes, perhaps more mistakes than their counterparts in Corporate America. This happens because in Corporate America, making mistakes is not only something to be avoided, making a big enough one means paying the ultimate price of losing your income. The tendency is to maintain the status quo.
During these uncertain economic times, individuals with significant debt may be asking themselves if declaring bankruptcy may be the solution.
The Roth IRA is a generous tax avoidance vehicle. Unlike other qualified retirement plans, the Roth does not require distributions once the owner reaches age 70 1/2. Roth IRA money can be left to grow tax free not only for the life of the owner but also stretched based on the age of nonspouse beneficiaries. Many people balk at the idea of paying income tax now rather than it being deferred. They fail to consider that this money can grow tax-free for generations and withdrawals from a Roth IRA are income tax free. Moreover, it's often cheaper to ...
Procrastination is the most common reason why people do not have an estate plan. Most people understand that they should have some kind of plan but they don't really understand all of the benefits that an estate plan can offer them. There are many reasons to avoid procrastination when it comes to estate planning. Here are 8 of them:
Early July signals an opportunity to review, refocus and renew.
Considering the decreased value declines most participants have experienced in their 401(k) and other pension plans in 2008 and 2009, many advisors are recommending to clients to consider an in-service withdrawal.
In an age where customers are beginning to rely on your Web site more than your telephone-book advertising to locate you, the value of your company's Web site as an asset has never been higher.
We may be on the cusp of inflation raising its ugly head again. How so? Our government is spending trillions of dollars using a broad swath of initiatives to fight deflation, which is the opposite of inflation. Herein lies the rub. If government were to succeed in stopping deflation, the huge new debt issuance that's supporting them could lead to a spike in inflation that we have not experienced since the 1970s.
Being a trusted advisor is a place of honor. When you reach a certain stage in life, you are compensated not for what you do but for what you know.
With student loan debt nationwide at an estimated $1.2 trillion, homeownership for many recent and past graduates is a distant dream.
Throughout the years at the Advisory Board meetings I facilitate, I've heard a fair amount of laughter and grumbling from the business people who participate.
Jim, president of the top local IT company, came by the other day. He was not happy. He'd just been served with a complaint, alleging that he'd breached a new employee's contract, had wrongfully terminated her, and was guilty of breach of promissory estoppel (whatever that is?).
The bottom line, the profitability of a company, should matter to every employee but many owners tend to keep this information private. Owners then complain when profits are thin.
Even in a state with hundreds of miles of beautiful, sandy beaches, luxury home buyers in California preferred hilltop homes over ocean-front properties by a margin of four to one.
I've always liked watching team sports. Sometimes you don't even have to be watching a game to know how things are going. You simply have to listen. You can hear the winners.
Not yet using LinkedIn to help you find qualified professionals? You should be.
When we moved into our home, a row of six tall and bushy pine trees provided ample shade and privacy for our back yard.