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Archive By Section - Business Columns


Kenneth W. Keller: The biggest mistakes business owners can make

People who own businesses make mistakes, perhaps more mistakes than their counterparts in Corporate America. This happens because in Corporate America, making mistakes is not only something to be avoided, making a big enough one means paying the ultimate price of losing your income. The tendency is to maintain the status quo.

July 15, 2009 | Signal Staff | Business Columns


Oscar Dominguez: Advantages, disadvantages of declaring bankruptcy

During these uncertain economic times, individuals with significant debt may be asking themselves if declaring bankruptcy may be the solution.

July 11, 2009 | Signal Staff | Business Columns


Thomas Harwood: Ways to create or convert to a Roth IRA

The Roth IRA is a generous tax avoidance vehicle. Unlike other qualified retirement plans, the Roth does not require distributions once the owner reaches age 70 1/2. Roth IRA money can be left to grow tax free not only for the life of the owner but also stretched based on the age of nonspouse beneficiaries. Many people balk at the idea of paying income tax now rather than it being deferred. They fail to consider that this money can grow tax-free for generations and withdrawals from a Roth IRA are income tax free. Moreover, it's often cheaper to ...

July 10, 2009 | Signal Staff | Business Columns


Randall D. Armour: Don’t procrastinate in planning your estate

Procrastination is the most common reason why people do not have an estate plan. Most people understand that they should have some kind of plan but they don't really understand all of the benefits that an estate plan can offer them. There are many reasons to avoid procrastination when it comes to estate planning. Here are 8 of them:

July 09, 2009 | Signal Staff | Business Columns


Kenneth W. Keller: The business owner’s mid-year checklist

Early July signals an opportunity to review, refocus and renew.

July 08, 2009 | Signal Staff | Business Columns


Jim Lentini: Consider an in-service withdrawal

Considering the decreased value declines most participants have experienced in their 401(k) and other pension plans in 2008 and 2009, many advisors are recommending to clients to consider an in-service withdrawal.

July 07, 2009 | James Lentini | Business Columns


David S. Poole: Don’t assume you own your Web site

In an age where customers are beginning to rely on your Web site more than your telephone-book advertising to locate you, the value of your company's Web site as an asset has never been higher.

July 03, 2009 | Signal Staff | Business Columns


D. Frank Norton: How to survive inflation

We may be on the cusp of inflation raising its ugly head again. How so? Our government is spending trillions of dollars using a broad swath of initiatives to fight deflation, which is the opposite of inflation. Herein lies the rub. If government were to succeed in stopping deflation, the huge new debt issuance that's supporting them could lead to a spike in inflation that we have not experienced since the 1970s.

July 03, 2009 | Signal Staff | Business Columns


Jim Lentini: Protecting yourself from the economic pinch

How are you reacting to the current state of the market? How do you feel about the current U. S. economy overall? And, more importantly, what are you doing to protect yourself from the economic pinch?

June 30, 2009 | James Lentini | Business Columns


Oscar Dominguez: Take a personal inventory to determine net worth

In this challenging economic environment, consider taking inventory of your finances by first determining your net worth - the difference between your total assets and total liabilities.

June 27, 2009 | Signal Staff | Business Columns


Kenneth W. Keller: The mid-year company marketing review

The mid-point of the year is an appropriate time to review how the year is progressing in marketing.

June 24, 2009 | Signal Staff | Business Columns


Jim Lentini: How will baby boomers find health care solutions?

By 2030, the over-65 population in the US is projected to swell to 72 million.

June 23, 2009 | James Lentini | Business Columns


Oscar Dominguez: How new credit-card rules will affect everyone

Effective February 1, 2010, Santa Clarita Valley residents will be among the millions of credit-card users nationwide to experience extensive credit-card reforms featured in the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009, recently signed into law by President Barack Obama.

June 20, 2009 | Signal Staff | Business Columns


Jerry Kessler: Guardians: Who will have custody of the kids?

One of the most difficult questions facing people who need a will or trust is, "Who will take charge of our minor child if something happens to me and my spouse?"

June 19, 2009 | Signal Staff | Business Columns


Julie M. Sturgeon: Choosing a business entity in a tough economy

The current condition of the economy and the nation's unemployment figures give rise to more and more people considering turning their hobbies into viable businesses.

June 18, 2009 | Signal Staff | Business Columns


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Articles by Section - Business Columns


Ken Keller: My trees, your people and lessons learned

When we moved into our home, a row of six tall and bushy pine trees provided ample shade and privacy for our back yard.

May 25, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Ken Keller: Why employees leave for greener pastures

Forbes reported that millions of employed Americans are switching employers each month.

May 18, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Janice France-Pettit: Financial spring cleaning

Spring is here and many of us are busy cleaning out closets and dusting the cobwebs that may have accumulated during the winter. While you are taking on spring cleaning projects, consider taking a fresh look at your finances.

May 14, 2014 | By Janice France-Pettit Union Bank | Business Columns


Time to revisit your pricing

If there is one thing that makes me angry, it is the statement stuffed into my cable television bill telling me that the price I have to pay has gone up.

May 12, 2014 | By Ken Keller Brain Food for Business Owners | Business Columns


Ken Keller: We should all be so lucky

This past week I watched Brian Tracy's video "Success is a Journey" a total of five times as I facilitated client orientations.

May 03, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Janice France-Pettit:Use your tax refund wisely

If you are one of the millions of Americans receiving a refund this year, following are several ways to put your refund to work.

April 30, 2014 | By Janice France-Pettit Union Bank | Business Columns


Ken Keller: Lists you need to make

I don't do it as often as I should, but one of my favorite tools is asking thought-provoking questions of my clients.

April 27, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Nancy Starczyk: Housing fines set to increase

When it comes to buying or renting a home, bias too often still appears in all shapes and sizes - because of religion, age, race, sexual orientation, a handicap, a partner from a different race, a different nationality, or simply the presence of kids.

April 23, 2014 | By Nancy Starczyk Real Estate Talk | Business Columns


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