You have worked hard all your life to build your retirement assets. And, you want those assets to work hard for you throughout your working career and your retirement years, and then for your family and heirs after that. IRAs are wonderful products, with lots of benefits and flexibility, but those benefits come with certain rules and regulations you need to keep in mind.
Ask yourself: Are you paddling or floating your canoe down the river of your business life? If you're floating, then you're on the defense. If you're paddling, then you're on the offense.
What happens if you have faithfully paid all of your court-ordered child or spousal support but many years after the fact, your ex brings you back to court claiming you paid nothing at all?
I have been preparing a lot of retirement plans lately for clients. It seems that those who have been coming in for this service are the ones who have adequately prepared financially for their retirement years.
Times may be tough, but the people who are in sales for a living will tell anyone who is listening, "Times are GREAT!" but what they say on the inside and really want to say out loud is, "It sure is tough out there!"
Retirement should be a reward for a life of planning, sacrificing and saving.
It seems that I'm "banging the drum" a lot about entrepreneurs working from home at their own business, but with the high cost of gas, high food prices and high employee layoffs, it just makes sense.
One of the most common mistakes investors make in dealing with their IRAs is to name or change a beneficiary. In this changing world and with our fast-paced lives, many people overlook the important feature of passing on one of your most important assets. The IRA beneficiary designation form serves as an important estate planning document.
In today's housing market, many people are upside-down with their mortgages. Not to mention, many homeowners have an adjustable rate mortgage that has the payment skyrocketing.
Fire season: Are you prepared in the event of a disaster?
After 90 days or so on a new job, I pointedly asked my not-so-new boss, "I've been here for just about three months, how am I doing?"
To be a successful entrepreneur you must have patience, perseverance, honesty, fidelity and the personality of a self-starter. There are many who have fine staying qualities, but poor starting qualities.
In California, where spouses are concerned, property rights are determined by looking at the basic principle of "yours, mine and ours" - what's yours is yours, and what's mine is mine (separate property).
The most important decision to make in establishing a trust may be the selection of the trustee. The trustee's role is to carry out the terms of the trust and fulfill its objectives. While there are several different types of trusts, this column will focus on the most common type, the revocable living trust, and the selection of a successor trustee.
Keeping a handle on our lives and time are key to being able to succeed. Many of us make "to-do" lists, but few of us take the time to weigh the things on that list for their relative importance, both professionally and personally.
When we moved into our home, a row of six tall and bushy pine trees provided ample shade and privacy for our back yard.
Forbes reported that millions of employed Americans are switching employers each month.
Spring is here and many of us are busy cleaning out closets and dusting the cobwebs that may have accumulated during the winter. While you are taking on spring cleaning projects, consider taking a fresh look at your finances.
If there is one thing that makes me angry, it is the statement stuffed into my cable television bill telling me that the price I have to pay has gone up.
This past week I watched Brian Tracy's video "Success is a Journey" a total of five times as I facilitated client orientations.
If you are one of the millions of Americans receiving a refund this year, following are several ways to put your refund to work.
I don't do it as often as I should, but one of my favorite tools is asking thought-provoking questions of my clients.
When it comes to buying or renting a home, bias too often still appears in all shapes and sizes - because of religion, age, race, sexual orientation, a handicap, a partner from a different race, a different nationality, or simply the presence of kids.