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Archive By Section - Business Columns


Jim Lentini: Health care: The high cost of retirement

The forecast for the cost of a retiree's health care may rise again. A 65-year-old couple retiring in 2008 may need about $240,000 to cover medical costs in retirement.

May 11, 2009 | James Lentini | Business Columns


Maureen Stephenson: Entrepreneurship can be a rewarding journey

Being an entrepreneur is not for the weak in spirit, but it is a rewarding adventure. If you've decided you're going to begin your own business, you've probably already had your share of friendly advice from well-meaning friends.

May 09, 2009 | Signal Staff | Business Columns


John H. Shaffery: Your Web site’s terms of use shouldn’t be overlooked

The terms for using Web sites, which often take on a form of legalese few users pay attention to, are more important than they are interesting to read.

May 08, 2009 | Signal Staff | Business Columns


Randall D. Armour: A living trust can make things easier

One of the primary reasons people establish a revocable living trust is to avoid probate - the costly, time-consuming court procedure that would otherwise be necessary in most cases to transfer assets at death.

May 07, 2009 | Signal Staff | Business Columns


Jim Lentini: Do I retire or continue working?

After many years of working, most people plan, and work, toward that special date in the future - the date when they can put their working lives behind them.

May 05, 2009 | James Lentini | Business Columns


Maureen Stephenson: Using whatever works to save money

In these revenue-tight times, small-business entrepreneurs are cutting corners where ever they can.

May 02, 2009 | Signal Staff | Business Columns


Hale Andrew Antico: How can I modify my home loans

If there is any one question I get over and over again, it is people stuck in an unaffordable mortgage asking me how to force Big Mortgage Company, Inc. to change their home loan to something they can afford.

May 01, 2009 | Signal Staff | Business Columns


Oscar Dominguez: What you need to know before you sell your small business

Whether your small business is thriving or simply trying to survive these tough economic times, Santa Clarita Valley business owners may be asking whether it's time to sell their businesses. There is no simple answer to this question, since each business owner's situation is unique. But there are a few factors to consider when making this decision.

April 30, 2009 | Signal Staff | Business Columns


Kenneth W. Keller: A few tips for evaluating your business model

Every business can do better. Research suggests that there are 12 areas where a company might make slight changes and see dramatic improvement in a very short period of time. In no special order, here is my list.

April 29, 2009 | Signal Staff | Business Columns


Jim Lentini: Make a plan and work it

Under the most common pattern of employee benefits being offered today, workers accumulate substantial savings before retirement. They then gradually draw down those savings during retirement.

April 28, 2009 | James Lentini | Business Columns


Oscar Dominguez: Cut expenses to build profit

As a small-business owner in the Santa Clarita Valley, a tougher economy may provide an opportunity for you to increase your bottom line by carefully examining each expense and cutting out the extras.

April 25, 2009 | Signal Staff | Business Columns


Kevin Yeam: Plan for long-term care and estate-asset protection

People are living longer than ever. As a result, they are incurring more expenses related to their older years (nursing homes averaged about $5,500 per month per person).

April 24, 2009 | Signal Staff | Business Columns


Kenneth W. Keller: Why every business needs a ‘sergeant’

Sergeant is a rank used in some form by most military and police forces around the world.

April 22, 2009 | Signal Staff | Business Columns


What the zero rate of savings means

The personal saving rate in the U.S. has declined sharply in recent years.

April 21, 2009 | By Jim Lentini | Business Columns


Businesses get new bite from COBRA changes

Hidden in the voluminous American Recovery and Reinvestment Act of 2009 - otherwise known as the Stimulus Bill passed by Congress last month - is a provision that may prove to be a dangerous trap for many American businesses.

April 17, 2009 | By Brian E. Koegle It's The Law | Business Columns


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Articles by Section - Business Columns


Ken Keller: Advice for a better second half

Last week marked the end of the first half of the calendar year. It seems like January was just last week.

July 06, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Janice France-Pettit: Tips for growing a family

Starting or growing a family can be an exciting milestone in one's life. But as most experienced parents will tell you, your priorities are likely to change, and along with these changes come new expenses and responsibilities,

June 25, 2014 | By Janice France-Pettit Union Bank | Business Columns


Ken Keller: Advice given, heard and ignored

Being a trusted advisor is a place of honor. When you reach a certain stage in life, you are compensated not for what you do but for what you know.

June 22, 2014 | By Ken Keller | Business Columns


Nancy Starczyk: Student debt hurts housing

With student loan debt nationwide at an estimated $1.2 trillion, homeownership for many recent and past graduates is a distant dream.

June 18, 2014 | By Nancy Starczyk Real Estate Talk | Business Columns


The conversation you really need to have

Throughout the years at the Advisory Board meetings I facilitate, I've heard a fair amount of laughter and grumbling from the business people who participate.

June 14, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


Carl Kanowsky: Employees moving could cost you

Jim, president of the top local IT company, came by the other day. He was not happy. He'd just been served with a complaint, alleging that he'd breached a new employee's contract, had wrongfully terminated her, and was guilty of breach of promissory estoppel (whatever that is?).

June 11, 2014 | By Carl Kanowsky It's the law | Business Columns


Profitability Matters, but Not To Everyone

The bottom line, the profitability of a company, should matter to every employee but many owners tend to keep this information private. Owners then complain when profits are thin.

June 09, 2014 | By Ken Keller | Business Columns


Hilltop Homes Preferred by Luxury Buyers

Even in a state with hundreds of miles of beautiful, sandy beaches, luxury home buyers in California preferred hilltop homes over ocean-front properties by a margin of four to one.

June 03, 2014 | By Nancy Starczyk | Business Columns


Ken Keller: Are you having fun?

I've always liked watching team sports. Sometimes you don't even have to be watching a game to know how things are going. You simply have to listen. You can hear the winners.

June 01, 2014 | By Ken Keller Brain Food For Business Owners | Business Columns


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