Find the right fit for your skills and get reduce stress
In this competitive credit market, it's all the more important for Santa Clarita Valley residents to have a good credit score. Your credit score affects your candidacy for a loan and the interest rate and terms you receive on a loan. It could also make the difference between a landlord or homeowner choosing you as a tenant or an employer hiring you.
No matter what you sell, you will inevitably face rejections and refusals, but learning to see "no" as valuable feedback can take your sales to a new level. Regardless of how often we hear "no," it's a tough thing to take.
When a male graduate student pursuing a degree in military history was inclined to speak his mind in classroom discussions about women in combat and women in the military more generally, he felt inhibited by the university's broadly worded policy on sexual harassment.
Many common myths have developed and come up continuously in discussions about estate planning.
Data suggests that recessions are becoming shorter but economic uncertainty and distress is affecting many organizations.
If you are like many of the people we talk to lately, most tell us they are moving to conservative holdings in their retirement or long-term investment plans.
Diversifying to increase your cash influx may sound like an oxymoron, but every entrepreneur should take a hard look at not having all your eggs in one basket. Any business, from the smallest home-based business to the largest corporation, gains stability and profits by diversifying.
Everyday, 13 million people need assistance with routine activities such as dressing, eating and bathing, according to the Direct Care Alliance. Four out of 10 people turning 65 can anticipate stays in a nursing home, and by the year 2025, 78 million Americans will be over age 65. Most health insurance programs will not usually cover long-term-care expenses.
The first responsibility of an entrepreneur is to develop a business model that works. This means having a long-term relationship between the two parties (supplier and customer), multiple revenue streams and multiple product lines.
If you could have bought insurance on your retirement account to guarantee not losing your principal and earnings value last year, how much would you be willing to pay to insure it?
Many people don't give too much thought when choosing someone to be the beneficiary of a life-insurance policy.
An early IRS sampling of tax returns shows about 15 percent have errors involving the recovery rebate credit that is related to last year's economic stimulus payment.
As tough times abound in this economy, many of our Santa Clarita Valley bankers are hearing this familiar question: "How can I start saving if most of my money goes toward bills?"
Identity theft is among the fastest growing crimes in the nation.
While most financial experts agree that saving should be a part of every household budget, many Americans admit that they aren't prepared financially for life's unexpected challenges and emergencies.
Tomorrow is Monday, January 6, and people will be back to work. Hopefully, the company plan for 2014 has been nailed down and assignments to key result areas are known and responsibilities for achievement assigned.
Most individuals have read numerous articles on how to prepare for an interview as a job candidate. However, as an entrepreneur or hiring manager, how much time have you spent improving your skill set to effectively screen applicants and conduct interviews to optimize your potential to select the best candidate? If you're like most entrepreneurs or managers, your answer to that question with be somewhere between little and none.
Tens of thousands of owners who once again have equity in their homes have much to be grateful for as 2014 dawns.
As the year comes to a close, it is appropriate to look back and ask why some businesses have survived and others went by the wayside; and to understand why some businesses have done well.
Most of the business owners I know are either finishing up a solid year and want to continue the good times into 2014, or they had a less than stellar year and want a different ending a year from now. Which is it for you?
If voters get their way the 30-year home loan will be here to stay, yet retention of what has been an invaluable tool in building the nation's middle class while opening home ownership to generations of citizens may now be more a function of politics than economics.
Business owners are busy this time of year but being asked to answer tough questions is an essential part of success. This list will start the process of evaluating how 2013 was for you and your business.
Business owners and leaders often stray too close to a situation to see the entire picture. One of the responsibilities as a Trusted Advisor is to observe what is happening from a vantage point to provide a fresh perspective to clients that may not be otherwise noticed.