Considering the decreased value declines most participants have experienced in their 401(k) and other pension plans in 2008 and 2009, many advisors are recommending to clients to consider an in-service withdrawal.
In an age where customers are beginning to rely on your Web site more than your telephone-book advertising to locate you, the value of your company's Web site as an asset has never been higher.
We may be on the cusp of inflation raising its ugly head again. How so? Our government is spending trillions of dollars using a broad swath of initiatives to fight deflation, which is the opposite of inflation. Herein lies the rub. If government were to succeed in stopping deflation, the huge new debt issuance that's supporting them could lead to a spike in inflation that we have not experienced since the 1970s.
How are you reacting to the current state of the market? How do you feel about the current U. S. economy overall? And, more importantly, what are you doing to protect yourself from the economic pinch?
In this challenging economic environment, consider taking inventory of your finances by first determining your net worth - the difference between your total assets and total liabilities.
The mid-point of the year is an appropriate time to review how the year is progressing in marketing.
By 2030, the over-65 population in the US is projected to swell to 72 million.
Effective February 1, 2010, Santa Clarita Valley residents will be among the millions of credit-card users nationwide to experience extensive credit-card reforms featured in the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009, recently signed into law by President Barack Obama.
One of the most difficult questions facing people who need a will or trust is, "Who will take charge of our minor child if something happens to me and my spouse?"
The current condition of the economy and the nation's unemployment figures give rise to more and more people considering turning their hobbies into viable businesses.
I have always stressed in financial planning what is tax-deductible, tax-deferred and tax-free.
As many homeowners struggle to maintain their home mortgages in this challenging economy, scam artists have developed a number of schemes to con unsuspecting homeowners out of their money - and their homes.
Life insurance is an excellent way of providing financial support for a surviving spouse or children upon the death of the family breadwinner, or if both parents die.
When an employee is tardy more than a few times to work, the reason is not traffic, car trouble or an alarm that didn't go off. The real reason is that Johnny never learned it was unacceptable to be late to work.
To make sure you have enough money for your retirement, begin with a few estimations and rough calculations.
Now that I have your interest, I'll try to let you down gently.
Last week marked the end of the first half of the calendar year. It seems like January was just last week.
Starting or growing a family can be an exciting milestone in one's life. But as most experienced parents will tell you, your priorities are likely to change, and along with these changes come new expenses and responsibilities,
Being a trusted advisor is a place of honor. When you reach a certain stage in life, you are compensated not for what you do but for what you know.
With student loan debt nationwide at an estimated $1.2 trillion, homeownership for many recent and past graduates is a distant dream.
Throughout the years at the Advisory Board meetings I facilitate, I've heard a fair amount of laughter and grumbling from the business people who participate.
Jim, president of the top local IT company, came by the other day. He was not happy. He'd just been served with a complaint, alleging that he'd breached a new employee's contract, had wrongfully terminated her, and was guilty of breach of promissory estoppel (whatever that is?).
The bottom line, the profitability of a company, should matter to every employee but many owners tend to keep this information private. Owners then complain when profits are thin.
Even in a state with hundreds of miles of beautiful, sandy beaches, luxury home buyers in California preferred hilltop homes over ocean-front properties by a margin of four to one.